Privacy Consent

We will collect, hold, disclose and use your personal and credit information to:

1. assess and verify your identity and financial situation;
2. assess your credit application, or your suitability as a guarantor to a credit application;
3. provide such information to a guarantor or related applicant;
4. exchange your information with a credit reporting body;
5. disclose your information to credit providers to arrange credit;
6. disclose your information to our aggregation partners;
7. disclose your information to an insurer to arrange insurance you wish to obtain;
8. obtain from, and disclose to, third-parties such as your employer, landlord, real estate agent, lending institution and guarantor who are deemed reasonably necessary to arrange finance and/or insurance; and
9. refer you to other organisations, service providers or business partners, or obtain referrals from them to you.

We may not be able to proceed with credit assistance without the ability to collect, hold, disclose and use your personal and credit information.

We will disclose or exchange your personal and credit information to the following persons:

1. potential credit providers and/or insurers as part of our credit assistance process;
2. third-parties to verify the details provided are correct, including your agents, guardians, attorneys and employers;
3. our related body corporates, assignees, agents, contractors and advisers;
4. law enforcement, government and regulatory bodies;
5. any person who refers you to us for credit assistance;
6. joint applicants and guarantors;
7. any financial institution to, or from which, a payment is made;
8. debt collection agencies; and
9. anyone who refers you to us.

We will not disclose your personal and credit information to any overseas recipient.

We may exchange personal and credit information with a credit reporting body, including:

1. disclosure of details such as name, date of birth and address to obtain a credit report on the applicant or guarantor;
2. use any information provided by a credit reporting body to assist us in conducting a preliminary assessment of a proposed credit application; and
3. request a credit reporting body to provide us with an assessment of whether information provided by the applicant matches that in the credit report to verify identity.

Our current credit reporting body is Equifax. You can contact them on 13 8332 (Mon–Fri 8:30am–6:00pm AEST) or via www.equifax.com.au.

You have the right to ask:

1. that we provide you with the personal and credit information we hold about you;
2. that we correct any personal and credit information we hold about you that is shown to be incorrect;
3. for copies of our Privacy Policy and this document;
4. the credit reporting body does not use your personal information for assessment purposes or direct marketing; and
5. the credit reporting body provides you with a copy of information it holds about you.

To access and/or seek correction of your personal or credit information, or make a complaint about privacy, contact us at [email protected] or by post to 51 Macquarie Circuit, Fitzgibbon QLD 4018.